Virtual credit cards have gained popularity in recent years. Many people have replaced their conventional credit cards with VCCs. These VCCs are better than credit cards for online shopping. But, these VCCs can’t be used for offline shopping. Still, they are loved by many users.
Nowadays, it is very difficult to get a credit card. Most banks do an extensive background check before handing out conventional credit cards. Thus, many people find it hard to get credit cards. There are no such problems with VCCs. You can get yourself a VCC without doing much formality.
Hence, many people love using VCC or VCCs. In the article, we will tell you the benefits of using VCCs. Also, we will tell you the best VCC providers in 2019.
A VCC is actually like a prepaid credit card. You can fund this credit card in advance. Thus, you can use it to buy anything online. The best thing about this credit card is that you don’t need the approval of any bank. Hence, you can easily get a VCC.
This type of credit card is perfect for those people who shop online. Almost all online merchants accept VCCs. Hence, you can use this card to buy important things from online stores. Most of the VCC providers provide VCC for free.
First, we will tell you about the benefits of using these VCCs. Hence, you will get to know if this card is perfect for you or not. After that, we will discuss about the free VCC providers in 2019. Some of the benefits of using these VCCs in 2019 are:
VCCs are not new in the market. They have been around for quite a while. Thus, almost every major e-commerce store has started accepting these VCCs. Also, other merchants have started accepting VCC. The popularity of VCCs is increasing every day.
This is the main reason why most people prefer VCCs. They can use these VCCs to shop online. The usage of VCC is increasing every day. Thus, you must start using them now.
VCCs are very safe when compared with regular credit cards. You don’t need to link your VCC with your bank account. Thus, no one can steal your bank details. Also, you don’t need to enter your personal details during an online transaction.
VCCs also have a scam protection system. If you got scammed, then you can chargeback your money. Hence, it is perfect for doing online shopping. You don’t have to worry about online scams or your personal details.
Every credit card comes with a set limit. The credit card limit depends on your credit history. Sometimes it also depends on your bank balance. But, there is no credit history in VCCs. Also, they don’t check your bank balance.
Thus, the VCC mostly depends on your provider. You can easily increase or decrease this limit according to your needs.
You can put VCC limits according to your preference. Also, you can choose the payment limits and time according to your needs.
Most people need credit cards to do international transactions online. Thus, you need to get good exchange currency rates. Thankfully, VCC will give you good currency exchange rates on every transaction.
Also, you can easily change your currency according to your needs. If you are shopping on a European website, then you can set your currency to EUD. Similarly, if you are shopping on an American website, then you can set your currency to USD. This feature will definitely help you when you are shopping on international websites.
These were all the benefits of using VCC. There are many more hidden benefits which you will learn after using these VCC's. Now, we will tell you how to get these VCCs easily.
There are many VCC providers online who provide these types of credit cards. Each of them has different prices, limits, rules, and services. Thus, we have discussed all the major VCC providers. Some of the best VCC providers are:
Entropay is definitely the most famous VCC provider. They have been providing VCCs for years. Thus, many people choose Entropay.
All you need to do to grab your VCC is signup on this website. They will ask for some basic information like your name and address. After providing your personal information, you need to verify your account. The best thing about the Entropay is that the signup process is completely free.
But, they will cut a small fee for every transaction. Although the fee is very small and it will mostly go unnoticed. Once you have verified your account, you can fund your account using your bank account. After that, you can do transactions online.
AmEx or American Express also provides VCCs. They are one of the major providers of conventional credit cards. In recent years, they have started providing VCCs also.
You can use these VCCs for international shopping. Also, you can use them to buy web hosting services, and making an online transaction. Many people use them to send payments to various online companies.
Netspend is one of the best VCC providers in 2019. It is free to sign up on Netspend. But, they will cut a small fee from every transaction. They provide many unique features to their users.
You can link your debit card from Visa or MasterCard Prepaid card with your Netspend account. But, this service is limited to the US only. You can use VPN or proxy servers to bypass this geographical restriction.
Payoneer is one of the most reputed VCC providers in the market. They provide great services and features to their users. You can use Payoneer to turn your regular prepaid cards to VCCs. Hence, you can fund your Payoneer transactions via prepaid cards.
Just like most of the other VCC providers, the signup process is free on Payoneer. But, they will cut a small fee for every transaction. You can use Payoneer to do online transactions and shop online. But, Payoneer is not limited to online shopping only. You can use it to send and receive funds also. Thus, it acts as a PayPal alternative.
Netteller is perfect for those users who use PayPal. You can fill Netteller with PayPal money. Thus, you can do PayPal transactions without linking your credit card. You can also use your Netteller account to verify your PayPal account.
It is very easy to register on the Netteller website. All you need to do is contact the customer support. There are very simple steps that you have to follow like entering all personal details. You also need to upload your ID on Netteller. After the verification process, you can use it to do online transactions.
Com is a US-based VCC provider. There are several features which this VCC provider offers. There are many different types of services and packages available on this website. Thus, you can choose the package according to your needs. Also, you can remove the services you don’t need.
The fee which they charge is also very low when compared with other VCC providers. Also, you don’t need to worry about the extra taxes.
The Bank Freedom gives you total freedom to choose any type of Virtual credit card you want or need. It is very easy to register on this website. Also, there are many different types of packages available on this website. You can choose the package which is perfect for you. Bank freedom assures that you can use their VCC on most of the online e-commerce websites.
Walmart is a very famous brand. Almost everyone knows about the Walmart shopping mall. But, Walmart is not limited to selling daily need products only. They also provide money cards which you can use a VCC.
But, these VCCs are available to US residents only. If you are a US resident, then you must Walmart Money card.
You can use Walmart Money card to do online shopping, pay for web hosting, or link your card with PayPal. You will also get various cashback offers if you are using these cards on Walmart.
These were all the things which you should know about VCC. We have already discussed in detail about the benefits of using these VCC. Thus, you must consider getting a VCC in 2019. You should consider various factors before choosing any VCC provider. Some of the factors are:
• What is the credit limit?
• What are the features of the VCC provider?
• What is the price of the premium package?
If a VCC provider is fulfilling all these points, then you must choose that provider. Otherwise, you must continue your search. We have already discussed the best VCC providers in 2019. You can go through this list and find the perfect VCC provider for you.