by Karen Todd
PayPal is currently the most famous online payment system. It is used by many vendors as their primary payment method. There are many benefits of using PayPal for doing online payments. There are many features available on this platform which is unique to PayPal.
According to recent reports, PayPal has more than 10 million active users. Also, they have more than 150 million registered users around the world. Thus, it is loved by both consumers and online merchants. But, you need to verify your PayPal account using a credit card. Many people don’t own a credit card. Thus, they can’t create verified PayPal accounts. We are going to discuss how to verify your PayPal account easily without using a credit card.
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Most people don’t like linking their credit card with online services. Also, most people don’t actually own a credit card. Thus, they can’t use a credit card to verify their PayPal account. If your credit card is linked with PayPal account, then you will have a risk of getting your data leaked. Also, your credit card debt can increase due to PayPal.
Thus, you must be careful when linking your credit card with online services. Many people don’t want to disclose personal information like a credit card. Hence, they don’t want to link their credit card with the PayPal account. PayPal is a very secure payment system. Hence, you don’t need to worry about sharing your credit card details. But, if you still don’t want to link your credit card, then you use various different methods to verify your PayPal account.
Many people think that a credit card is required for every online transaction. This is true to some extent. As many online vendors only accept credit cards. But, you can still use your PayPal account in those websites. Thus, you can use your bank account to do online transactions. But, you need to check your checking or savings account balance before doing any transaction. If you are using your credit card, then you don’t need to worry about your bank account balance. You can follow the below methods to verify your PayPal account without linking your credit card.
You can also use your bank account to verify your PayPal account. Thus, you can directly do online payments from your savings or checking the bank account. If you are a merchant then you can also use your bank account to verify your PayPal account. Just follow the below steps to verify your PayPal account.
Follow the below steps to verify your PayPal account if you are a merchant:
• First, open Paypal.com in your browser and click on the “Sign Up” button.
• Now, click on “Get started” which is written below “PayPal for nonprofits and business”.
• There are three different plans available. If you want a free PayPal merchant account, then click on “Standard” box. After that, click on “Apply now”.
• Now, you need to click on the “Create a new account” button.
• You will see two different business options now: partnership and individual. You need to select your business type.
• Now, you need to enter your PayPal account email address and password.
• Now choose any two security questions and enter their answers. Make sure that you remember these answers. Otherwise, you won’t be able to unlock your account if it gets locked.
• You need to type down the captcha code now.
• Fill in all your business information on the next page. You need to enter various important details like your product, business name, location and how many transactions you do per month.
• Now, fill in all your personal information like your name, phone number, and address.
• Once you have filled all your information, click on “Continue”.
• Now, you need to verify your PayPal account. Open your email account and verify your PayPal account.
• After verifying your PayPal account, login into your account.
• Go to the “Profile” section and then click on the “Update Bank Account” button.
• Fill in your bank account information and click on “Continue”.
Follow the below steps to verify your PayPal account if you are a consumer.
• Open paypal.com in your browser and click on the “Signup” button.
• Fill in all the required information on the next page.
• Now, access your PayPal account using your email address and password.
• Navigate to the “Wallet” section of your PayPal account.
• Now click on “Link a bank account” button.
• Fill in your bank account information and click on “Continue”.
Now, PayPal will send 2 small deposits in your bank account. You need to enter these amounts in your PayPal account to verify your bank account. You can use your PayPal account for transactions once it has been verified.
A Virtual Credit Card is similar to any conventional credit card. But, it is very easy to get a VCC compared to a credit card. You can use this virtual credit card to verify your new PayPal account. Also, VCC is safer when compared with credit cards.
Follow the below steps to verify your PayPal account using Virtual Credit Card:
• First, you need to obtain a VCC from your credit card provider. You can also use online services like Entropay.
• Now, open paypal.com in your browser and register for a new PayPal account.
• Login into your account using your email address and password.
• Navigate to the “Summary” section of your account.
• Now, click on “View your PayPal account limits”.
• You need to select the “Lift PayPal limits” option if you want to use your VCC.
• Now, click on “Confirm card or bank account”.
• Go to the “Wallet” section of your card and click on “Add a credit card”.
• Now, enter all the required information and click on the “Confirm card”.
• Check your credit card statement and note down the verification code.
• Enter the verification code in your PayPal account.
Once you have entered the verification code, your account will be verified. Now, you can use your PayPal account to do online transactions. Also, Virtual credit cards are accepted by every merchant. But, you can’t use these Virtual credit cards to do the offline transactions. If you are using virtual credit cards, then you don’t need to worry about your data security.
If you have a debit card, then you can link it with your PayPal account. Prepaid debit cards are not linked with your bank account. Thus, you need to transfer money manually to your issuer before doing any transactions. There won’t be any debt in this type of payment method. You can also dispose your prepaid debit card.
You can follow the below steps to verify your PayPal account using a debit card. But, only a debit card issued from major banks and issuers will work on PayPal.
Follow the below steps to verify your PayPal account using prepaid debit card:
• First, open paypal.com in your browser and register for a new account.
• Now, login into your account.
• Navigate to the “Profile” section of your account and select “Update card”.
• You will see a “Card type” button. Click on it and select a prepaid debit card.
• Now, type in all the required debit card information. You need to enter your debit card number and expiry date.
• Now, click on “Add card” and then go to the Profile section of your account.
• Click on the “My Money” button and click on “Complete expanded use enrollment”.
• Now, click on the “Get Number” button.
• Check your account statement for a 4-digit code.
• You need to enter this code in your PayPal account.
• Now your account will get verified.
There are various restrictions on prepaid debit cards. Thus, you can’t use it on various online transactions. But, still, you can use it to verify your PayPal account.
PayPal is currently the most famous online payment payments. You can use it to do online transactions easily. If you are a merchant, then you must integrate PayPal in your payment system. It will definitely boost your sales.
You will also get several benefits from PayPal. Many users get around 1% cashback offers on every online transaction they do. Thus, you can save your money by using PayPal. But, many people can’t verify their PayPal accounts because they don’t own a credit card. Thus, you can use methods that we have discussed to verify your PayPal account.
PayPal is still not the most secure online payment system. They are improving every day. Thus, we are sure that they will definitely become the most secure payment method in the near future.
Make sure that you are shopping on a verified merchant to avoid any online frauds. If you are a merchant, then you must get your business verified from PayPal. This will improve your reputation in the online marketplace. Thus, your sales will get boosted.
Thanks to PayPal, you can easily do online transactions. All you need to do is click on the Pay button and your payment will get verified. Also, you don’t have to worry about the bank’s operational time. You can do transactions at any time of the day. PayPal is also very important for online freelancers. They can receive payments from their clients using PayPal. Also, they can pay using their PayPal account.
You will receive various cashback offers on PayPal. Many websites offer up to 1% cashback if you are using PayPal. Thus, it is very important for you to get a verified PayPal account. You can do online transactions, without applying for a credit card.
About Karen Todd
Karen Todd's journey as a talented blogger is a testament to her passion, creativity, and commitment to delivering high-quality content. Through her writing, she has the ability to educate, entertain, and inspire, making her a beloved figure in the blogging world.
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